Hello, I’m Lucy…

lucy I’m divorced, and my two grown children live out-of-state. I own my home, and I love living here. With HERO, My needs are met and my children are assured of an inheritance. Read More

The Home Equity Retirement Option is a work in progress and will soon become available. Elsewhere on this website you will find the answers to frequently asked questions as well as a form in which you are invited to express your thoughts.
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The New York Times Says:

The growing necessity for older Americans to cash in on their home equity has been forseen in a New York Times editorial: "The financial challenge of retirement is to make one’s money last while paying health care costs that inevitably increase with age. It is becoming clear that to meet that challenge, many older Americans will need to cash in their home equity. " [April 22, 2006]