A Better Alternative to the Reverse Mortgage.

Under HERO a senior citizen homeowner and an investor come together and make an agreement under which the homeowner receives cash equal to a percentage of equity and the investor acquires the right to buy the property at a discount upon the death or relocation of the homeowner.

• Baby boomers are beginning to retire
• They have inadequate savings for retirement
• Company pensions are insufficient and have been disappearing for years
• Section 401(k) plans have suffered large losses recently
• Social Security is likely to be cut back
• Reverse mortgages are costly and have other problems.